Thinking about our plans and expectations for the year? I would like to challenge you to think about raising the bar when it comes to your finances.
Christmas is almost upon us and in the midst of all of the preparations it is our usual practise to turn our thoughts toward giving.
It take focus and determination with the seemingly small steps until one day you look back and you see you have actually changed the course you were on!
What is it about retirement that we feel we have all the time in the world to think about it, but go into a mad panic when we reach our 50th birthday?